RESOURCES

Greg Richards explains how Hill Country heirs can turn conflict over a beloved family ranch into fair outcomes. Owners may: (1) drop undivided interests into an LLC that sets rules for use, income, and generational transfer; (2) survey and split the acreage into equal-value parcels; (3) buy out relatives at a pro-rata, appraised price—often with bank financing; or (4) file a Chapter 23A partition suit, letting a court order a sale or redraw lines if division is feasible.

Estate planning isn’t reserved for the ultra-wealthy. Greg Richards explains that an “estate” is whatever you own, big or small. Every adult needs a plan pairing a will—so assets pass as you intend—with durable and medical powers of attorney for times of incapacity. Starting early keeps judges out of your family’s affairs, shields loved ones from costly stress, taxes, and creditors, and keeps your wishes in the driver’s seat. Richards urges Texans to start the conversation to

Kerrville business lawyer Greg Richards argues that opportunity becomes reality only when entrepreneurs pair insight with deliberate planning. Define the community problem you’ll solve, craft a clear, eighth-grader-proof business plan, tap free SBDC resources, invite critique, and map risks through insurance and entity choice. Build an ‘inside’ team of committed partners and an ‘outside’ team—CPA, attorney, mentor—so you can focus on delivering value.

Great ideas need more than passion—they need structure. In Texas business formation, Greg Richards distills the essentials into the “Four M’s.” Money: decide initial and future capital, debt use, and salaries. Management: spell out day-to-day authority and voting thresholds for big moves. Momentum: predetermine buy-sell terms for death, divorce, or bad acts. Miscellaneous: cover non-competes, guarantees, spouse interests, preferred returns, investor classes, and info security

Eric Yuan turned a grueling 10-hour train ride into the vision for friction-free video meetings, left his employer to build Zoom, and—after years of relentless iteration, customer listening, and risk-taking—hit 2.13 million downloads in a single March 2020 day, propelling the company’s value to $42 billion. His journey shows how a clear idea, intentional action, resilience, a people-first culture, and constant improvement can transform today’s upheaval into opportunity.